In today’s fast-paced, digital world, it’s more important than ever for students and teens to develop strong financial skills and habits. With an abundance of finance learning apps available, it can be challenging to determine which ones provide the most valuable lessons and user-friendly experiences.

That’s why I’ve taken the time to research and compile a list of the best finance learning apps specifically designed for students and teens. These apps not only teach essential money management principles but also provide engaging, interactive, and practical experiences to help young users build a solid foundation in personal finance. Let’s dive in and explore the top finance learning apps for teens and students!

1. Mazoola

Mazoola is a COPPA-certified, all-in-one mobile family wallet app designed to help parents guide their children in earning, learning, and developing crucial money management skills. The app provides a safe and secure environment for children to gain financial literacy while protecting their privacy. 

Parents can create virtual debit cards, set allowances, track chores, manage purchases, and create lesson plans. Children can earn, spend, set savings goals, track chores, send money to friends, and shop securely online or in-store. 

2. Greenlight Kids

Greenlight Kids is a comprehensive banking and financial education app designed for children and teens, offering a range of features for smart money management, investing, and safety. The app provides different experiences for kids and parents, with the core features including a debit card, educational tools for earning, saving, spending, and giving, parental controls, and rewards.

Greenlight Max offers additional benefits, including an increased savings reward, cashback, advanced investing tools, priority support, and various protection plans. Greenlight Infinity further enhances the experience by providing an even higher savings reward, family location sharing, SOS alerts, and crash detection with 911 dispatch. Greenlight aims to empower young individuals with financial literacy while maintaining a secure and connected environment for the whole family.

3. BusyKid

BusyKid is an affordable, all-in-one app designed to teach children and teens the value of money, how to manage it, spend it wisely, donate, and invest. The app offers an easy setup, a 30-day money-back guarantee, and helps families manage chores, allowances, and debit cards. Key features include automatic allowance setup, bonus payments for chores and good grades, chore scheduling, and an allowance tracker.

BusyKid provides up to 5 debit cards per family, real-time transaction notifications, access to over 55,000 ATMs, and Apple Pay compatibility.  BusyKid aims to empower children with essential money skills while making financial education a fun, family experience.

4. Copper

Copper is a banking app designed to teach teens and kids about money management, fostering financial literacy and success. Offering a safe learning environment with built-in financial education moments, Copper enables kids to gain experience in banking, saving, and investing while providing parents with real-time monitoring and alerts.

Parents can instantly send money, monitor spending, automate allowances, and help their children build confidence and independence. Kids and teens receive a personalized Copper debit card for in-store, online, or Apple Pay purchases, learn smart investing habits, earn money through referrals, and set and track savings goals.

5. Till

Till is an app and debit card designed to help kids and parents collaborate on smarter spending decisions, promoting financial literacy through teachable moments. Intuitive and easy to use, Till seamlessly integrates into family lifestyles and demystifies money management for growing children.

The app allows users to pay for everyday items, sync their card with Apple Pay, track spending and saving, instantly give money to kids, automate allowance payments, securely link to external bank accounts, and earn bonuses through referrals. 

Kids benefit from financial independence, learning through spending experiences, easier access to money, and preparation for the real world. Parents enjoy simplified monitoring of their kids’ spending, stress-free conversations about money, peace of mind, and confidence in their children’s financial readiness.

6. GoHenry

GoHenry is a financial app designed for young people aged 6-18, offering a prepaid debit card with smart parental controls and a companion app featuring real-time notifications for each transaction. The app helps children learn financial independence while providing parents peace of mind.

Young users can learn to budget, earn money through chores and allowance, set savings goals, spend wisely, donate to charity, and gain real-world money experience. GoHenry’s in-app Money Missions feature interactive quizzes and videos, motivating users with points and badges as they learn about saving, investing, and more.

Designed for safety, the customizable GoHenry debit card is linked to an app with various parental controls, ensuring financial responsibility without the risk of debt or overdraft. The app offers features such as prepaid top-up cards, real-time spending notifications, blocked unsafe spending categories, chip and PIN-protected transactions, secure PIN recovery, bank-level encryption, reliable card replacement, and easy card blocking and unblocking.

7. FamZoo

FamZoo Family Finance is  combines prepaid cards and financial education for kids and teens. Designed to help families develop good personal finance habits, FamZoo offers a collection of linked prepaid cards supported by an app filled with family finance features that reinforce good money habits. The app can also track IOU accounts for money held elsewhere.

FamZoo maintains parental control while empowering kids and facilitates money requests, reimbursements, and IOUs between family members. The app teaches children about compound interest, debt, hard work, budgeting, and charitable giving, allowing families to customize their virtual bank to emphasize their unique values.